Plans & schedules

Schedules of benefits — composable by design.

Full plan architecture, networks and rate files live in the broker portal.

Customize plan offerings with the right HDHP, PPO, EPO, and Visit Limit plans for your group.

Plan architecture pairs with DPC and stop-loss to compress trend.

Familiar copay structures and a real telemedicine front door.

Schedules of benefits

Pick a plan to view its public schedule.

HDHP / HSA — High-deductible health plan paired with HSA eligibility. • HSA-qualified • $8,300 deductible • Lower premium

HDHP / HSA — HSA-qualified plan at a $3,500 deductible level. • HSA-qualified • $3,500 deductible • Balanced plan

PPO — Preferred provider plan with $4,500 deductible. • PPO network • $4,500 deductible • Copay structure

PPO — Preferred provider plan with $3,500 deductible. • PPO network • $3,500 deductible • Richer benefit

Ancillary — Preventive, basic and major dental coverage. • Preventive 100% • Basic & major • Voluntary or ER-paid

Ancillary — Routine eye exams, frames, lenses and contacts. • Annual exam • Frames & lenses • Contacts allowance

Supplemental — Supplemental coverage to bridge first-dollar exposure. • Bridges deductible • Pairs with HDHP • Reduces OOP

Add-ons & integrations

Each module plugs into the same back-office and reports through a single ledger.

Primary, urgent and behavioral health on demand. (Member experience)

HSA spend with full reporting. (Spending account)

Through Benefit Re, the licensed carrier in the HLG ecosystem. (Risk)

Benefit schedules, network detail and rate files — gated to approved brokers to protect plan design.